FAQs - Retail Parks
We believe investing requires attention to three key areas:
• RISK: is mitigated through a strategy that has performed consistently for over 60 months and provides a FIXED return to the investor. Sites are already presold to the Retail Partners shown below before even a site is fully acquired, whereby mitigating risk.
• SECURITY: is provided through way Security Trustee who places a debenture and first charge over the company's assets to secure your investment with the development company, which has a track record of over 20yrs.
• EXIT STRATEGY: is entirely dependent on the investor but can be either a one or two-year term that can be rolled over should the client wish to do so.
-
The Fund & Develop With Us investment program offers a unique investment opportunity that allows developers to use the funds to purchase, develop and sell various projects within a set period. This innovative approach is different from traditional investments, which usually only finance a single project.
By using the funds multiple times on various projects, the developers can generate higher profits, resulting in better returns for investors. The program allows developers to repeat the process several times over the 2-year term, resulting in an average profit of 20-30% per project over multiple projects during the investment period.
Investing in the program allows investors to benefit from the higher profits generated by the multiple property projects, which enables the program to offer a fixed return loan note of 24% over the two-year term. This provides investors with a reliable and attractive investment opportunity that offers a higher return than other investments.
In summary, the Fund & Develop With Us investment program offers a unique investment strategy that generates higher profits by allowing developers to use funds multiple times on various projects. This approach provides investors with a fixed return loan note that offers a higher return than other investments.
-
The developer will always look to earn at least a 30% return on project costs. To calculate this, they utilise the Argus developer appraisal software used by all leading developers and agents. The appraisal process is a rigorous one and reflects the continuous drive to achieve the highest professional standards. A thorough due diligence exercise is undertaken on all potential projects, with any concerns resolved before an investment is made. If this is not possible, the investment will not be made.
-
The Property Board makes all investment decisions. The members include all executive directors as well as Ken Carter, who was a Senior Partner of Gleeds International Management & Construction Consultancy, Steve Blackshaw, who was a Director of Winvic Construction Ltd, and Richard Cornes, who was a Director of William Davis Ltd, a leading residential developer and is now Managing Director, Developments, Jon Collins who was ex-Nottingham City Council leader and has over 40 years experience in local government and the public and voluntary sector, Richard Hall who has over 25 years experience in planning consultancy working for both public and private sector clients.
-
The developer has been building and developing sites now for over 20 years, which can be viewed at any time. For some case studies please Click Here
-
Client funds are held in the limited company that the security trustee holds the first charge and debenture over.
-
The advisory board meets every two weeks to discuss current, ongoing and potential projects. At these meetings, only expenditures and disbursements that are agreed by the advisory board can be utilised.
-
The returns are paid by the development company direct to the client.
-
Development is funded using bank funding occasionally but does not rely solely on it. Bank funding can take time to arrange, up to 3 months. So the developer has developed a multi-sourcing strategy utilising high net worth and sophisticated investors, institutions, and family offices.
-
Client funds are utilised as a portion of projects along with bank funding and the developer’s own funds.
Typical levels are: 65% Bank Funding, 25% Investor Funding and 10% Developer Funding
Client’s funds are generally spread over around 10+ projects all at various stages, from nearing completion, midway, nearing start and about to be purchased. This diversifies a client’s risk as not all funds are in one project.
-
A security trustee has been appointed to represent the interests of the loan note holders. The security trustee holds a first legal charge when a land site or building is purchased, and the security trustee holds a mortgage debenture over the company's assets.
-
As soon as investment funds have been cleared into the developer's bank account, interest on the loan notes begins to accrue. Loan note holders can choose when interest payments are paid to them. The choices available are to be paid every six months or to have interest accrue and be paid after two years.
-
Funds are utilised to buy land and properties for development or conversion in the Midlands and North of England. Roadside retail and North of England.
-
The management team has extensive property sector experience, with the primary owners starting the company in 2003. Property Board members Steve Blackshaw and Ken Carter each have 40 years of construction sector experience.
-
The company has a large pipeline of potential projects from its extensive network of agents and advisers; this has been built up since 2003 and is now very extensive.
-
Investors receive a welcome letter and loan note instrument sent directly by the company and a gift to their home thanking them for the investment.
-
The developer invests in the UK, so there is no remittance exchange risk. Funds are received in pound sterling and paid out in pound sterling on project costs and interest payments, and the return on investment is also paid in pound sterling